“He’s so tight, he’d squeeze a penny till the harp played” - if that’s not a glorious insult wrapped in poetic precision, I don’t know what is.
It's the kind of thing you'd say with a smile and a sharp elbow over a pint, just loud enough for the neighbours to hear but not quite loud enough to start a feud.
Let’s break it down, Irish-style - with a wink, a yarn, and a few truths best served with a side of sarcasm.

Meaning
At its heart, this brilliant slice of Irish commentary is calling someone exceptionally stingy. Not just careful with money - no, no. This lad’s got pockets sewn shut and moths living rent-free in his wallet.
“He’d squeeze a penny till the harp played” means he’d grip onto his money so tightly, even the image of the harp on the Irish coin would start strumming in distress. That’s Olympic-level tightness, that is.
This isn’t your average frugal man or woman. This is the someone who turns off the heating in January. The one who waters down the fairy liquid (a brand of washing up liquid). Who brings his own teabags to a hotel. You know the type.
Origin
The phrase is as Irish as rain in August and probably came to life sometime after the harp started appearing on Irish currency - which, to be fair, has been a while (long before the euro turned up and ruined all the poetic potential with its bland little stars).

See, the harp has long been a national symbol - regal, musical, and noble. So to imagine it being squeezed into song by pure financial tight-fistedness? Well, that's just beautifully absurd. The kind of exaggeration that makes Irish sayings more fun than the facts.
It’s classic Irish sarcasm too — taking something dignified and giving it a twist of local cheek.
Life Applications (in case you know a tightwad like this):
In Everyday Spending: You could split the bill, but if he’s involved, get ready for a forensic analysis of who ordered the extra side of chips. Might be better off paying and calling it a charity donation.
In Dating: If you’re on a first date and he says, “Let’s go somewhere casual,” and ends up at a place where water’s still free - run. The harp’s about to sing.
At Work: There’s always one - turns off the office lights when you’re still inside. The type who reuses staples. Don’t expect a birthday card. Maybe a Post-it with “Yr. older. -T.”

In Family Gatherings: Uncle Pat won’t chip in for the cousin’s wedding gift. “Sure didn’t I give him a tenner for his Confirmation?” A penny, squeezed in 1998, still hasn’t let out its final note.
As a Warning to Yourself: There’s frugal, and there’s funeral for your generosity. Be wise with money, sure - but don’t be the one making music out of coins while the rest of us just want a sandwich.
Final Thought
So next time someone skips their round, haggles over a fiver like it’s a gold bar, or brings their own milk to your house — just smile sweetly and mutter:
“Ah sure, he’s so tight, he’d squeeze a penny till the harp played.”
And know, in your heart, that you've said more in one line than any spreadsheet ever could.
Thanks for following my recipes and ramblings.

Slán agus beannacht,
(Goodbye and blessings)
Mairéad -Irish American Mom
Pronunciation - slawn ah-gus ban-ock-th
Mairéad - rhymes with parade
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